For you

If debt is keeping you up at night — start here.

Calls from lenders, missed payments, juggling SACCO and mobile-money loans. You are not alone, and you have options.

A mother at home writing out her monthly expenses while her daughter gets ready for school
A single adviser, end to end
No judgment, no jargon, no pressure
Free first consultation
Confidential — never shared without consent
A realistic strategy built around your circumstances
Works for SACCO, bank, digital and mobile-money debt
Important information about this service

DebtFree Uganda is an independent advisory service. It is not a bank, lender, deposit-taking institution or law firm. It does not issue credit, provide legal advice, guarantee creditor acceptance or receive or hold client repayment funds. Outcomes depend on each client's circumstances and the participation of relevant third parties.

A woman in a meeting discussing school fees payments across a desk
What changes

School fees, rent, food — accounted for first. Then your repayments.

A realistic repayment strategy starts with what your household genuinely needs each month. Once your essentials are accounted for, what remains is what we work with — not the other way around. Repayments are processed through an independent payment provider once you approve the arrangement.