NPL Recovery· Mar 30, 2026 · 6 min read

Borrower Rehabilitation in Uganda

Rehabilitating distressed borrowers protects institutional value and keeps people inside the formal credit system.

Rehabilitation means returning a distressed borrower to good standing — not just collecting from them.

Done well, it preserves the institution's portfolio, keeps the borrower bankable, and reduces the social cost of default.

Continue reading

What debt counselling actually does, when to use it, and how it differs from debt collection in Uganda.

SACCO loans are a lifeline — but defaults can spiral fast. Here's how restructuring changes the picture for members and SACCOs.